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Identity Fraud Victim Assistance and Resources
DPD Form 092 • Revised: 04/23/2024 (PDF)
Identity theft is one of the fastest-growing crimes in the country. If you believe your personal information has been compromised, it's critical to act quickly. The Dracut Police Department is committed to supporting residents through the recovery process by providing trusted resources and guidance.
This page offers a list of national organizations, credit bureaus, and check verification agencies to help you report fraud, restore your identity, and protect your financial well-being.
What to Do If You’re a Victim of Identity Theft
- Contact one of the three major credit bureaus to place a fraud alert on your credit file.
- Report the identity theft to the Federal Trade Commission (FTC) at identitytheft.gov.
- Contact your local police department to file a report and retain documentation for your records.
- Review your financial accounts and credit reports for unauthorized activity.
- Contact any relevant check verification companies or banks if your checks or banking information were stolen.
Three Major Credit Bureaus
| Name | Telephone | Website |
|---|---|---|
| Equifax | 800-525-6285 | www.equifax.com |
| Experian | 888-397-3742 | www.experian.com |
| TransUnion | 800-680-7289 | www.transunion.com |
Additional Resources and Reporting Agencies
| Name | Website |
|---|---|
| Federal Trade Commission (FTC) | www.consumer.gov/idtheft |
| Identity Theft Resource Center | www.idtheftcenter.org |
| Privacy Rights Clearinghouse | www.privacyrights.org |
| Social Security Administration | www.ssa.gov/pubs/idtheft.htm |
| U.S. Postal Inspection Service | www.usps.com/postalinspectors |
Check Fraud & Forgery Contacts
| Name | Telephone |
|---|---|
| Checkrite | 800-766-2748 |
| Chexsystems | 800-428-9623 |
| CrossCheck | 800-843-0760 |
| Certigy / Equifax | 800-437-5120 |
| Telecheck | 800-710-9898 |
| International Check Services | 800-526-5380 |
Tips to Help Protect Your Identity
- Shred sensitive documents before discarding them.
- Never share personal or financial information via phone or email unless you initiated the contact.
- Use strong, unique passwords for online accounts and enable two-factor authentication when possible.
- Check your credit reports regularly for suspicious activity.
- Report lost or stolen credit cards, checks, or identification immediately.
Disclaimer:
The Town of Dracut and the Dracut Police Department do not endorse any specific company, product, or service listed above. This information is provided solely to assist residents in protecting themselves from identity theft and fraud. Residents are strongly encouraged to report any suspected identity-related crimes promptly.
The Town of Dracut and the Dracut Police Department do not endorse any specific company, product, or service listed above. This information is provided solely to assist residents in protecting themselves from identity theft and fraud. Residents are strongly encouraged to report any suspected identity-related crimes promptly.