Health Insurance

This page provides an overview of health insurance options available to retired Town of Dracut employees. Retirees can find information about coverage plans, open enrollment periods, procedures for making changes, and who to contact for questions or assistance.

Topics Covered:

1. Retiree Health Insurance Overview

• Overview of retiree health insurance plans and coverage options
• Eligibility criteria for retiree health benefits
• Contact information for HR or Benefits Coordinator dedicated to retirees

2. Enrollment and Change Procedures

• Open enrollment periods and deadlines
• How to submit change requests
• Procedures for adding or removing dependents

3. Medicare-Eligible Retirees

• Options for Medicare-eligible retirees, including Medicare supplemental (Medigap) or Advantage plans
• Coordination between Medicare and retiree health coverage
• Enrollment guidance and important deadlines
• Contact information for questions about Medicare coordination

Helpful Links

• Health Insurance Rate Schedule (PDF)
• MIIA Town of Dracut Retiree Plan Info Guide (PDF)
• Blue MedicareRx (PDP) Summary of Benefits (PDF)
• Blue MedicareRx (PDP) Medicare Prescription Drug Plan Enrollment Form (PDF)
• Managed Blue for Seniors (PDF) - no prescription drug coverage
• Medex 2 (PDF)
• Retiree Enrollment and Change Form (PDF)
• Insurance Provider Portal